Scheduled Maintenance

Provident's online, mobile, and telephone banking systems will be unavailable due to scheduled maintenance starting Sat (May 18) from 10 PM to Sun (May 19) at 12:00 AM. We apologize for any inconvenience this may cause.

Should I pay points to lower my rate?

This tool helps you determine whether paying additional charges for a specific interest rate (or discount points) in exchange for a lower interest rate is a good deal.