Personal Loan Rates

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Rates are valid as of March 12, 2010 and are subject to change

Fixed Rate Signature Loan

Finance up to $10,000*

Maximum Term Fixed Rate APR 1 Payment per $1,000 2
48 months 9.990% $25.36

Solar Advantage Loan3

Finance up to $20,000*

Maximum Term Fixed Rate APR 1 Payment per $1,000 2
84 months 6.500% $14.85

Savings Secured Loan

Finance up to value of your Savings account

Maximum Term Fixed Rate APR 1 Payment per $1,000 2
72 Lowest savings rate + 3% varies

Certificate Secured Loan

Finance up to 80% of your Certificate balance

Maximum Term Fixed Rate APR 1 Payment per $1,000 2
Certificate maturity date Certificate yield + 3% (rate rounded up to next whole number) varies

For more information or to apply by phone, call (650) 508-0300 or (800) 632-4600 and press 312.

* The maximum unsecured credit allowed per membership, including Visa, VIP, and unsecured loans, is $10,000.
1. APR - Annual Percentage Rate is subject to change and may vary depending on credit rating. APR includes a 2% discount for package or automatic transfer participants.
2. Payment per $1,000 balance is based on the interest rate listed with a maximum term. Example: for a 4 year (48 month), $5,000 signature loan at the rate of 9.99%, multiply 5 x $25.36 for a payment amount of $126.80 (loan amount ÷ $1,000 x payment example = payment amount). Actual payment varies based on credit score, loan amount, and term.
3. $100 fee due after funding. $45 reconveyance fee and $16 recording fee due at end of loan term.

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