Driving your new vehicle is like taking a leap of faith. If your car is stolen or declared a total loss following an accident, your insurance will only cover the vehicle's value at the time of the accident. Guaranteed Auto Protection (GAP) helps to close that gap. This amount could be thousands of dollars. GAP offers protection from total loss or unrecovered theft. It pays all or a portion of the remaining balance due on your loan or lease beyond what your automobile insurance will pay. With GAP, you are covered for the entire term of your loan or lease. A separate cash payment is not necessary--simply add the cost of GAP (pennies per day) to your automobile loan/lease.

You've worked long and hard to have the car of your dreams. Let us help you protect your vehicle with Mechanical Breakdown Insurance. MBI provides valuable protection against expensive repair bills at less than the cost of a dealer warranty or direct dealer service contract. You save with MBI because our cost is often times half of what a dealer will charge for the similar coverage. There are three plans available, which are determined by the year, make, and mileage of the vehicle. All plans come with free roadside benefits and a 60 day money back guarantee. Your vehicle does not have to be financed at Provident. The three plans are:

Easy Street

Easy Street is available for vehicles 2006 and newer with under 85,000 miles and comparable to a factory warranty. Coverage terms range from 12 months/12,000 miles to 8 years/100,000 miles.

Main Street

Covers the cost of repair for the stated components of parts of engine, transmission, drive axle, seals and gaskets, air conditioning, front suspension, steering, brakes, cooling, fuel delivery, electrical, and battery. Coverage terms range from 12/12,000 to 48/48,000, and miles are added to current mileage.

First Street

Covers the cost of repairs for the stated components of parts of engine, transmission, drive axle assembly, seals and gaskets, and 50% on cooling and electrical. Coverage terms range from 24/24,000 to 36/36,000, and miles are added to current mileage.

Help to protect your family and credit score with Provident's Credit Protection Program. Credit Protection is a voluntary debt cancellation product. Depending on the plan you select, it can cancel your loan balance or loan payments up to the agreement maximum for a specified amount of time, in the unfortunate event of major life setbacks such as disability, involuntary unemployment, accidental or other types of death, or a terminal condition.

Although we don't like to think about it, these situations are real and occur to people everyday. Credit Protection gives you and your family the comfort to know that you will have one less burden to face should any of these situations arise.

You may choose from 3 product packages:

1. Plan A: This plan protects both borrowers for Disability and Involuntary Unemployment.
2. Plan B: This plan protects both borrowers for Loss of Life, Terminal Condition, and Disability.
3. Plan C: This plan protects both borrowers for Loss of Life and Terminal Condition.