Youth Membership Resources

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If you open Youth Checking accounts for your children, you'll probably want to teach them the basics of using it responsibly, so that they can learn to maintain their own finances and be prepared for the future. We provide the tools and articles below to help with that task, and also include some checklists to get them on the path towards college.

Tools

• The Elements of a Check and Check-Writing Learn tips about writing a check as you explore this interactive version of a sample check. Includes some good security tips!
• Three Ways to Endorse a Check This interactive version of a sample check back shows you 3 different ways to endorse a check when cashing it, and why you would choose one over another.
• Understanding Your Monthly Member Statement This interactive version of a sample member statement will help you understand its content and show you where to find valuable information about your account.

Learning Library

• Courtesy Pay & Overdraft Protection Frequently Asked Questions (FAQs) Frequently Asked Questions about how Provident Credit Union can protect your checking account from becoming overdrawn (having a negative balance).
• Why Get a Checking Account? Three good reasons why you would want to have a checking account.
• Balancing Your Checkbook Learn why balancing your checkbook is important, and how to do it in three easy steps.
• All About Debit Cards Find out what a debit card is, why you should have one, and tips on how to best use it.
• You Can Avoid ATM Surcharges Here's three ways (count 'em!) to avoid those buck-fifty or more surcharges that other banks impose when you use their ATMs. These tips can add up to a big difference.

College Planning

• College Checklist for Students Currently in Middle School or Junior High This comprehensive checklist is important things to keep in mind when you're in middle school or junior high school and starting to prepare for a postsecondary education.
• College Checklist for Students Currently in High School This comprehensive checklist is applicable to all high school students preparing for a postsecondary education, with additional tips for those in 9th and 10th grades. Please also see our checklists for juniors and seniors specifically.
• College Checklist for Junior and Senior Students in High School If your or your child is a Junior or Senior in high school, consult this comprehensive checklist of important things to keep in mind in order to prepare for a post-secondary education.
• College Checklist for Parents If your or your child is preparing for a post-secondary education, consult this comprehensive checklist of important things to keep in mind as a parent

Other Sites

• Help You Thrive: Teaching Your Kids About Money In these tough times, it may seem easier to just shield your kids from economic reality. But, now more than ever, it's important that children grow up with a strong base of financial knowledge. Brought to you by the California Credit Union League and the Nevada Credit Union League.