Enjoy the safety and convenience of having your paychecks deposited automatically with Direct Deposit. Avoid teller lines on busy paydays by having the funds delivered directly from your employer into your Provident Credit Union account. You'll receive hassle-free access to your paycheck on the day it is paid, even if you're nowhere near a branch or ATM. If for some reason you don't want the entire paycheck deposited into your Provident Credit Union accounts, use Payroll Deduction to automatically deposit just a portion of each paycheck. Either way, get started now by completing a short form [PDF].

Easily make transfers between accounts you own at most other financial institutions and your Provident loan, checking, savings, and other accounts.* Manage all of your accounts in one location with the ability to set-up manual or recurring transfers. And most importantly it's free!

To add your external account, click on the Transfer/Withdrawal tab within Account Manager (online banking) and go to "Manage External Accounts." From there you can add accounts from banks, credit unions, or investment institutions. Once you have verified the amounts of a couple of small deposits we'll make to these accounts, you'll be able to transfer from or to these accounts at no extra charge.

Your membership must be opened for 30 days to be eligible for this service.

* This type of transfer is not immediate. Please schedule your transfer for at least three days before you need the funds to arrive at Provident.

Have funds transferred automatically to your Provident Credit Union accounts from any of your other accounts in Provident or elsewhere. Whether you are taking advantage of Provident's Direct Deposit, or you have active accounts at other financial institutions, Automatic Transfer can help you automatically allocate funds into your various Provident Credit Union accounts. Use it to stick to a safe investment plan, and watch your savings grow. By automating your savings deposits, you'll help ensure your future earnings. It's also a good way to avoid late payments and fees when you automate payments to your loans, helping you to maintain a good credit history.

Once you set up Automatic Transfer, Provident will automatically transfer funds according to the schedule you chose. It's easy to set up, and easy to change as your plans and priorities change. Just complete and return the short form [PDF].

Automatic payments and deposits which are made from one Provident Credit Union account to another (of the same member) are also called "Automatic Transfer".