Message from the President

Provident — Outstanding Financial Strength


Provident is one of the biggest (19th largest credit union in California and 91st largest in the U.S.) and most secure credit unions in the country. Our financial strength is demonstrated by the following:

  • Provident has earned a Superior 5-Star rating for 97 consecutive quarters from financial institution rating agency BauerFinancial. Read the latest BauerFinancial press release.
  • Provident's continued high levels of capital are proof of its financial strength and its ability to weather any financial storm. The National Credit Union Administration considers a credit union with 7% net worth as "well capitalized". Provident far exceeds this number with over 11% in net worth.
  • Further, your deposits remain insured to the highest levels ever.
  • Provident is backed by the strongest federal deposit insurance in the industry through the NCUA (National Credit Union Administration). This insurance — the NCUSIF (National Credit Union Share Insurance Fund) — fully insures all member deposits to at least $250,000 with an additional $250,000 insurance for Individual Retirement Accounts.

Rest assured that your money is safe and sound and insured with us. Provident continues to operate with the same common sense, conservative approach we have followed throughout our 65 year history. Please be sure to contact us if we can answer any questions or concerns for you.


Jim Ernest
President & CEO


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Better Business Bureau A+ Accredited Business 5-STAR-RATING Equal Housing Lender This credit union is federally insured by the National Credit Union Administration (NCUA).Article: Provident... One of the Strongest Credit Unions in the Country © 2019 Provident Credit Union