Provident Visa Cards and Lines of CreditAll Provident Credit Union Visa cards carry these benefits:
Click on an item below for a full description: Provident Credit Union Platinum is for members who make many purchases each month.
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| $1.00 - $4,999 | 13.9% APR* | |
| $5,000 - $9,999 | 12.9% APR | |
| $10,000 and above | 11.9% APR |
*APR-Annual Percentage Rate which is subject to change. Introductory rate in effect for
the first six months. Rate converts to fixed rate after 6 months, currently 13.9%
for Gold. Rates quoted are our best rates and may increase by as much as 4.1% depending on credit rating.
** APR for balance transfers from other lenders will remain at 9.9% APR until the balance is paid in full. Payments will be applied first to the portion of your
balance with the lowest APR.
† Some restrictions may apply.
This is the card for members establishing credit for the first time, members who are rebuilding their credit, and members who just want the convenience of a credit card.
- Introductory rate as low as 9.9% APR* for six months
- Fixed rate of 15.9% thereafter
- Low fixed rate of 9.9% APR on balance transfers of $1,000 or more†
- Earn reward points towards travel and merchandise with every purchase, through CURewards. Every $1 in purchases earns one point, plus new Visa cards get an extra 2,500 points. Click here to see how many points you've earned, redeem your points, or browse the catalog.
- Plus enjoy all the benefits common to every Provident Credit Union Visa.
* APR-Annual Percentage Rate which is subject to change. Introductory rate in effect for
the first six months. Rate converts to fixed rate after 6 months, currently 15.9%
for Classic. Rates quoted are our best rates and may increase by as much as 2.1% depending on credit rating.
† APR for balance transfers from other lenders will remain at 9.9% APR until the balance is paid in full. Payments will be applied first to the portion of your
balance with the lowest APR.
Our College Visa Card is designed to help college students build credit for the future. It's perfect for buying books and supplies. And you may qualify with little or no credit history.
- Introductory rate as low as 9.9% APR* for six months
- Fixed rate of 15.9% thereafter
- Low fixed rate of 9.9% APR on balance transfers of $1,000 or more†
- Earn reward points towards travel and merchandise with every purchase, through CURewards. Every $1 in purchases earns one point, plus new Visa cards get an extra 2,500 points. Click here to see how many points you've earned, redeem your points, or browse the catalog.
- Plus enjoy all the benefits common to every Provident Credit Union Visa.
Rates Apply Provident Credit Union College Student Programs
* APR-Annual Percentage Rate which is subject to change. Introductory rate in effect for
the first six months. Rate converts to fixed rate after 6 months, currently 15.9%
for Classic. Rates quoted are our best rates and may increase by as much as 2.1% depending on credit rating.
† APR for balance transfers from other lenders will remain at 9.9% APR until the balance is paid in full. Payments will be applied first to the portion of your
balance with the lowest APR.
VIP Credit Line
This personal line of credit can be handy if you need occasional access to funds for large purchases or emergencies.
With VIP Credit Line, there is no need for another plastic card in your wallet; just write a check or transfer an
advance into another Provident Credit Union account.
- Credit lines up to $35,000
- Low $25 annual fee
- Easy access:
- by phone through Touch Tone Teller
- online through Account Manager
- with convenience checks
Equity Lines
For a line of credit secured by the equity in your home, check out
Provident's equity lines of credit.
Apply Now!
To apply online for a Visa or line of credit, click on the Apply tab above. To receive a loan application by mail, call (650) 508-0300 or (800) 632-4600 or e-mail our Lending Department.
To apply online for a Visa or line of credit, click on the Apply tab above. To receive a loan application by mail, call (650) 508-0300 or (800) 632-4600 or e-mail our Lending Department.
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