It's IRA Season...
Earn Up To 4.00% APY1
Two easy ways to earn a .25% bonus on our 3.75% APY1 60-month Fixed Rate IRA:
- Direct Transfer—Transfer an IRA of $10,000 or more from another financial institution.2
Or
- Relationship Bonus—Open or have a qualifying checking or loan product at Provident.3
Types of IRAs available:
- Traditional IRA — Contributory, Transfer, Rollover, Conduit and Spousal plans
- Roth IRA — Contributory, Conversions from Traditional IRAs, Transfer and Rollover plans
IRA features:
- Low minimum balance of $500 required — less if it's contributory!
- Depending on which IRA you choose you could defer your taxes on your earnings or receive tax-free withdrawals4
- Federally insured up to $250,000 by the National Credit Union Administration
To find out which IRA is best for you or to make arrangements to transfer your IRA or 401K to Provident, contact us today.
Why Provident? We offer one of the best rates in town!
Remember, you have until April 15, 2008 to make your 2007 contribution!
Apply Now!
To start your IRA or to transfer an existing IRA, contact us today at (650) 508-0300 or (800) 632-4600, visit any one of our Branches, or send an e-mail to one of our friendly Member Support Representatives.
Alternately, complete an Application Form that you can print out and mail to us with your deposit. You can also use the form on that page to request a funds transfer from another institution to your Provident Credit Union certificate.
Deposit Insurance
All Provident Credit Union deposits are federally insured up to $100,000 per member (in addition to a
separate $250,000 insurance for IRAs) by the National Credit Union Administration (NCUA), a United States
Government agency. This agency charters and supervises federal credit unions and insures savings in federal
credit unions and most state-chartered credit unions across the country through the National Credit Union Share
Insurance Fund (NCUSIF), a federal fund backed by the full faith and credit of the United States
government.
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1)
Annual Percentage Yield (APY) is effective as of February 15, 2008 and may change anytime thereafter.
2)
A completed IRA direct transfer form and transfer of $10,000 or more is required to be eligible for the 4.00% APY. Offer expires 4/15/08.
3)
Contact a Provident Representative to determine eligibility. $500 minimum IRA deposit. Offer expires 4/15/08.
4)
Consult your tax advisor.
Minimum $500 is required to open a fixed rate IRA account. Cannot be combined with any other offer. Not available to institutional deposits. Penalty for early withdrawal may be assessed and may reduce earnings. Membership required.
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