Provident Personal Loans


You may already know that Provident Credit Union offers excellent rates and terms on car loans and home mortgages. Provident can help you on other occasions as well, with personal loans to cover debt consolidation, education, unexpected medical expenses, and more. We offer a number of ways — click on one of the headings below for details:

Rates   Apply   Lending Consultants   Schedule Appointment

Fixed Rate Personal Loan 

No collateral is required for this loan. This is a closed end loan with terms available up to 48 months* and the interest rate is fixed for the entire loan term.

Rates   Apply

* Maximum term for all closed end consumer loans is one year (12 months) per $1,000 financed.

Apply Now!

To apply online for a personal loan or line of credit, click on the apply button below, call us anytime at (800) 632-4600, option 3, or visit a local community branch during business hours. To receive a loan application by mail, e-mail our Lending Department.

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Already started an online application?  Continue with Existing Application

* The maximum unsecured credit allowed per member, including limits on Personal Loans and Visa is $35,000. All Provident Credit Union loans subject to credit approval.