Provident Credit Cards (Visa)

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All Provident VISA Cards

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Provident World+ Travel VISA 

The Provident World+ Travel™ Credit Card is a traveler's dream. Earn 2 points on all travel related purchases and 1 point for everything else. Enjoy no interest on purchases and balance transfers for the first 12 billing cycles.

 

  Rewards Annual Fee Intro APR Intro Bal. Transfer Features
Provident World+ Travel™
  • 2 pts for travel related purchases; 1 pt for everything else.
  • 20,000 bonus pts with $3,500 in purchases
$45 (1st year free) 0% for 12 billing cycles 0% APR for 12 billing cycles
  • Credit for TSA Pre ® or Global Entry membership
  • VIP airport lounge access
  • Discounts on luxury hotels and free concierge service
  • Travel related insurances and services
Wells Fargo Propel American Express
  • 1 pt for everything 2 pts for dining 3 pts on gas.
  • 20,000 bonus pts with $3,000 in purchases
$45 (1st year free) 0% for 12 billing cycles 0% APR for 12 billing cycles
  • Credit for TSA Pre ® or Global Entry membership
  • $100 airline incidental fee allowance (baggage fee, lounges, meals, etc.) per year
  • Discounts on luxury hotels and free concierge service
  • $100 off on air & hotel packages
Chase Sapphire Preferred
  • 1 pt for everything 2 pts for dining & travel.
  • 50,000 bonus pts with $4,000 in purchases
$95 (1st year free) N/A N/A
  • Zero liability
  • Fraud alerts
  • Purchase and price protection
  • Auto rental collision damage waiver
CapitalOne Venture
  • 2 pts and 50,000 bonus pts with $3,000 in purchases
$95 (1st year free) N/A N/A
  • Travel upgrades and savings
  • Special access to events and shopping discounts
  • 24 hour travel assistance
  • Fee concierge service
American Express Platinum Card
  • 1 pt for every dollar spent 2 pts for hotel collection.
  • 60,000 bonus pts with $5,000 in purchases
$550 N/A N/A
  • Credit for TSA Pre ® or Global Entry membership
  • Airport lounge access
  • Starwood Guest Gold membership and Hilton Honors Gold status
  • $200 airline fee credit on bags, food, etc as statement credit
Bank of America Signature Travel Rewards
  • 1.5 pt for every dollar spent.
  • 20,000 bonus pts with $1,000 in purchases
$0 0% for 12 billing cycles N/A

APR (Annual Percentage Rate) is effective as of May 14, 2018 and subject to change.

Rates    Apply

1. Program Rules

2. Visa Guide to Benefits

3. Certain restrictions apply. See Priority Pass™ term and conditions for details.

4. To qualify, the transactions must: (i) be completed using the full Provident World+ Travel™ Credit Card 16-digit Card number referenced during the Program period; (ii) post to the Provident World+ Travel™ Credit Card account referenced during the Program period through Statement Credit; and (iii) be identified as a "Qualifying Transaction" based on the information available on Visa's proprietary network (VisaNet). See full terms and conditions for details.

5. Certain restrictions applies. View benefits term and conditions for details.

* Twelve (12) months introductory rate of 0% APR based on your credit worthiness. After that, the APR will be as low as the current rate based on your credit worthiness. 0% Introductory APR balance transfer rate for transfers made within 60 days of the account opening. The promotional rate of 0% APR will remain for 12 months from each qualifying balance transfer transaction. There is a balance transfer fee of either $12.00 or 2% of the amount of each transfer, whichever is greater. Balance transfers from other Provident Credit Union accounts do not qualify for the 0% Introductory APR. Balance transfers conducted after account opening will minimize the period of the introductory rate. E.g, if the transfer takes place a month after account opening, the promotional rate will only be for eleven (11) billing cycles. Balance transfers are made available at our discretion. All balance transfers are subject to the standard balance transfer APR after the introductory period. Introductory rate only applies to new account holders and excludes transfers from other Provident accounts. If you default under your card agreement, you may lose any promotional APR on the balance transfer.

 

Provident also offers HELOCs.

Apply Now!

To apply online for a Visa, click on the apply button below, call us anytime at (800) 632‑4600, option 3, or visit a local community branch during business hours. To receive a credit application by mail, e-mail our Lending Department.

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