Owning a home. These three powerful words can be intimidating, but if you're armed with the proper tools – including knowledge, good planning and the right financing – these three words can translate into happily ever after.
Knowledge is Power
If you're weighing the financial pros and cons of buying vs. renting, do the math, and be sure you've saved enough for the expenses you'll incur, such as your down payment and closing costs. Once you've made the decision to purchase a home, understanding the home buying process, what type of financing options are available, which option is best for you and how much you can afford will put you on solid ground. If you've never bought a home, attend a Provident home buying workshop to prepare.
Protecting Your Investment
No one needs to tell you that your home is the largest investment you're likely to make. Provident can help you find the homeowner's insurance to protect your investment.
The Equity Advantage
Once you own a home, the equity it builds can start working for you. You can use it for repairs, remodeling, and bill consolidation. You can even use it to purchase a vehicle.
Related Provident Accounts & Services:
Mortgages | Apply
A variety of plans to suit your first mortgage needs.
Home Equity Loans and HELOCs
A variety of plans to help you access the monetary value of your existing home.
Solar Advantage Loan | Apply
Product description, rates, and online application for the purchase and installation of solar power for your home.
Insurance: Homeowners, Condo | Get Quote
Provident Plus Insurance shops several major insurance carriers in order to find the best rate for your situation. Learn more, and get a free quote.
Educational Resources for Homeowners & Potential Homeowners:
- Mortgage Resources
FAQs, calculators, and a glossary.
- Home Equity/HELOC Resources
Calculators to answer your questions and understand your needs about home equity loans and lines of credit.
- Home Buying Workshops
Get the knowledge you need to take advantage of the excellent current home-buying conditions. We will guide you through the home buying process.
Next Free Home Buying:
Sat. Jan. 25 San Ramon Branch