If having children is in your future, let the preparations commence! There's a lot of savings required to provide for them until they leave the nest. But with good planning and updating your budget and retirement savings to reflect your new priorities, you can give your children the things they need … and more. A little money can go a long way when you start saving for your child's college fund early and contribute regularly. Be sure to revisit your insurance needs and update your beneficiary designations with the new arrival. Saving for college is also a major concern, but you're not on your own; Provident has many ways to help.
If your kids are youth and/or teenagers, also see our Youth and Teen life stage page, which includes links to resources for teaching them money management.
Related Provident Accounts & Services:
Savings Accounts and Certificates | Apply
Product descriptions, rates, and applications.
Coverdell ESA | Apply
Educational Savings Accounts are one of the main ways to save for your child's college education.
529 Savings Plan Information
A great, tax-smart way to save for your child's future education.
Register for a free financial seminar, or set up a free consultation with a registered representative.
Health Benefits for Provident Members
Health Savings Accounts, Dental & Health Plans, Long Term Care Planning, and Pet Insurance.
- Term Life Insurance
Resources for New Parents:
- Retirement Central: Starting a Family
A wide-variety of planning tools and calculators.
- Savings Calculators
Plan your saving strategy and to gain a precise understanding of how your savings decisions now will affect your future goals.
- Investing Resources: Five Key Aspects of Family Financial Management
Preserve the financial security of your family, send your children to college, prepare for a comfortable retirement, and more
- Tax Information for Parents:
The official government Web site of the IRS.