Savings & Investment Programs


Special Rate! Plus, Frequent Withdrawals & Unlimited Deposits 

Our 13-Month Liquid Certificate rate is on the rise! If you're looking for a reliable and secure return, look no further.

High rates & unlimited deposits 

The 12-Month Add-On Certificate features one of our highest rates at the lowest initial deposit.

View all savings accounts below or use the comparison tool to find the type of account you are interested in. If you're interested in saving for retirement or education, be sure to check our IRA, ESA, and HSA options.

Rates   Schedule Appointment

Compare Provident Savings Accounts

Select up to three accounts and compare their rates and features to choose the account that's right for you.

Business Savings Account 

This account establishes your business as a member of Provident Credit Union. Provident offers business accounts to all types of businesses including:

  • General or Limited Partnership
  • Corporation (Profit or Non-Profit)
  • Limited Liability Company and Limited Partnerships
  • Sole Owner/Proprietorship
  • Non-Profit Organizations

When your business joins Provident, you deposit $5 or more into a Business Savings account. Because Provident Credit Union is member-owned, this first $5 represents your "share" of stock in the organization. More about Provident Credit Union membership.

Once your business has joined Provident by opening a Business Savings account, you can then open a Business Checking account.

Click here for a checklist [pdf] of all documents and information you'll need to open your Provident Business account(s).

Use the Business Account Application [pdf] to open a new Business Savings and Business Checking account for your business. Then bring your completed application to any Provident Credit Union branch.

Non-profit Accounts

Provident Credit Union is committed to supporting non-profit organizations in reaching their mission by providing financial services that support the unique needs of charitable institutions. Serving the banking needs of nonprofits is just one way Provident Credit Union supports the efforts of these organizations to build stronger communities.

Rates   Apply [pdf]   Schedule Appointment

Apply Now!

Apply Online to open a new term share certificate, money market savings, or secondary savings account. Or see our Apply page for opening other account types and for other ways to apply.

Checking account opening options are listed on our Checking application page.

Deposit Insurance

All Provident Credit Union deposits are federally insured to at least $250,000 per member (in addition to a separate $250,000 insurance for IRAs) by the National Credit Union Administration (NCUA), a United States Government agency. This agency charters and supervises federal credit unions and insures savings in federal credit unions and most state-chartered credit unions across the country through the National Credit Union Share Insurance Fund (NCUSIF), a federal fund backed by the full faith and credit of the United States government.