Savings & Investment Programs


Special Rate! Plus, Frequent Withdrawals & Unlimited Deposits 

Our 13-Month Liquid Certificate rate is on the rise! If you're looking for a reliable and secure return, look no further.

High rates & unlimited deposits 

The 12-Month Add-On Certificate features one of our highest rates at the lowest initial deposit.

View all savings accounts below or use the comparison tool to find the type of account you are interested in. If you're interested in saving for retirement or education, be sure to check our IRA, ESA, and HSA options.

Rates   Schedule Appointment

Compare Provident Savings Accounts

Select up to three accounts and compare their rates and features to choose the account that's right for you.

Money Market Accounts 

Looking for an attractive investment yield without tying up your savings for the long-term? Provident Credit Union Money Market accounts offer you higher dividends than typical savings accounts, along with convenient access to your money. Check out Provident's rates. Best of all, like all Provident Credit Union savings accounts, your deposits are federally insured up to $250,000 by the National Credit Union Administration.

Money Market Savings

For a minimum of just $2,500, you can open a Provident Credit Union Money Market Savings account. This higher-rate savings account is perfect if you want both higher rates and instant liquidity. Our Money Market Savings Account allows up to six withdrawals per month.

Rates   Apply

Premier Money Market Savings

Looking for a new investment option that pays premier returns? The Premier Money Market Savings account offers the same liquidity as a regular Money Market Savings, but with much higher yields, as long as you maintain a minimum balance of $25,000, and direct deposit at least $1,000 a month into your checking account at Provident.*

Rates   Apply

* Requires a minimum $1,000/month Direct Deposit to a checking account under the same membership, to begin no later than 90 days from the date the account is opened and to continue for the life of this account. If the direct deposit does not begin or stops, the account is eligible to earn the Base Premier Money Market account rate.

Apply Now!

Apply Online to open a new term share certificate, money market savings, or secondary savings account. Or see our Apply page for opening other account types and for other ways to apply.

Checking account opening options are listed on our Checking application page.

Deposit Insurance

All Provident Credit Union deposits are federally insured to at least $250,000 per member (in addition to a separate $250,000 insurance for IRAs) by the National Credit Union Administration (NCUA), a United States Government agency. This agency charters and supervises federal credit unions and insures savings in federal credit unions and most state-chartered credit unions across the country through the National Credit Union Share Insurance Fund (NCUSIF), a federal fund backed by the full faith and credit of the United States government.