Provident World+ Travel™ Credit Card


Emergency Medical/Dental Benefit2

Receive reimbursement for emergency treatment if you become sick or injured while traveling.

Hotel Theft Protection2

Eligibility to receive a one-time payment for personal property stolen from your room within the United States or Canada.

Travel & Emergency Assistance2

Connect with the appropriate local emergency and assistance resources when you're traveling.

Exlore the Provident World+ Travel™ Features and Benefits

  • Travel Perks
  • In the Sky
  • On the Road
  • Peace of Mind

More Ways to Earn Rewards Points

Earn points even faster in the CURewards Mall. Shop at your favorite stores online or retail stores and earn extra rewards points.


Visa® Signature Luxury Hotel Collection

Over 900 luxury hotels worldwide. Receive the best rate along with the following exclusive benefits:

  • Automatic room upgrade upon arrival, when available
  • Complimentary in-room Wi-Fi, when available
  • Complimentary breakfast for two
  • $25 USD food or beverage credit
  • VIP Guest status
  • Late check-out upon request, when available


Sonoma Wine

Provident World+ Travel™ cardholders enjoy year-round benefits at more than 50 premier Visa Signature wineries. Benefits include:

  • Purchase 1 standard tasting using your Provident World+ Travel™ card and receive 1 complimentary tasting of equal or lesser value
  • Preferred pricing on non-wine purchases over $50, where applicable
  • Savings on wine purchased same day in the Tasting Room
  • Savings on Reserve tasting or special wine and food pairings


Visa Signature Concierge

Complimentary assistance anytime and anywhere. Provident World+ Travel™ cardholders receive free 24/7 service, from locating hotels to booking tickets.



Earn 2 points on travel related purchases like transportation, airfare, hotels, and dining. Start off with 20,000 bonus points if you meet the bonus requirements.1

Low annual fee & Great Rates

$45 annual fee with the first year fee waived.1

0% APR on purchases and balance transfers for 12 billings cycles.**

TSA pre check

Apply for Global Entry ($100 application fee) or TSA Pre ® ($85 application fee) using your Provident World+ Travel™ credit card to pay for your application fee and receive a statement credit for whichever program you submit payment for first4. Review both programs at the links below to determine which suits your travel needs best. If approved, you'll spend less time waiting in lines at participating airports.

Global Entry TSA Pre✓®

priority pass

Whether you're traveling for business or leisure, make your time at the airport an absolute pleasure this year. As a Provident World+ Travel™ cardholder, you can access a worldwide network of airport VIP lounges with your complimentary 12 month Priority Pass™ Select Membership. Regardless of the travel class or airline you're flying, you can escape the airport crowds and enjoy these benefits:

  • Access to over 1200 VIP lounges in more than 120 countries and 400 cities worldwide
  • Complimentary Wi-Fi (in select lounges)
  • Conference space based on availability (rates vary)
  • Complimentary refreshments and snacks
  • Showers and beds (in select lounges)

Your annual fee is courtesy of your Provident World+ Travel™ credit card, a $99USD value. So you'll pay just $27USD per person, per visit (charged to your Provident World+ Travel™ card). Lounge availability and amenities vary.

Explore all your Priority Pass benefits and learn how you can activate your complimentary 12 month membership today.3


Checked and Carry-on Baggage

Receive reimbursement for amounts paid for direct physical loss or damage to Checked and/or Carry-On Baggage and personal property.5

Auto Rental Collision Damage Waiver

Benefit offers insurance coverage for automobile rentals made with the Provident World+ Travel™ credit card. The benefit provides reimbursement for damage due to collision or theft up to the actual cash value of most rental vehicles2.

Roadside Dispatch

Roadside Dispatch is a pay-per-use roadside assistance program. The program provides you with security and convenience wherever your travels take you. No membership or pre-enrollment is required. No annual dues. No limit on usage2.

Emergency Medical and Dental2

Reimbursement for Emergency Treatment if you become sick or injured while traveling.

Hotel Theft Protection2

Hotel Theft Protection is available for rooms located in the United States or Canada.

Emergency Evacuation and Transportation Coverage5

Reimbursement for expenses not paid by other coverage if you require Emergency Evacuation and Transportation.

Travel Accident Insurance5

Automatic travel accident insurance that covers you while traveling.

Trip Cancellation and Trip Interruption5

Automatic insurance in the event that your trip is cancelled or interrupted.

Trip Delay Reimbursement5

Receive reimbursement in any event that your trip is delayed by a common carrier.

Zero Liability

Visa's Zero Liability Policy is our guarantee that you won't be held responsible for unauthorized charges made with your account or account information. You're protected if your Visa credit card is lost, stolen or fraudulently used, online or offline.

Travel & Emergency Assistance2

Connect with the appropriate local emergency and assistance resources when you're traveling.

Warranty Manager Service2

Service provides you with valuable features to help manage, use and even extend the warranties of eligible items purchased.

Calculate your points

Earns you 5,000 Points

Earns you 2,500 Points

Totaling 7,500 Points

Extra Savings with Super Reward Checking

You Spend $5,000 each month.
With a Super Reward Checking account you'd earn $43.96 in dividends***

To be eligible for dividends you must spend a minimum of $300.00 a month. Update your monthly purchases above to see the savings you could enjoy.
Learn More

APR (Annual Percentage Rate) is effective as of May 14, 2018 and subject to change.

Rates, terms, and fees

1. Program Rules

2. Visa Guide to Benefits

3. Certain restrictions apply. See Priority Pass™ term and conditions for details.

4. To qualify, the transactions must: (i) be completed using the full Provident World+ Travel™ Credit Card 16-digit Card number referenced during the Program period; (ii) post to the Provident World+ Travel™ Credit Card account referenced during the Program period through Statement Credit; and (iii) be identified as a "Qualifying Transaction" based on the information available on Visa's proprietary network (VisaNet). See full terms and conditions for details.

5. Certain restrictions applies. View benefits term and conditions for details.

* Twelve (12) months introductory rate of 0% APR based on your credit worthiness. After that, the APR will be as low as the current rate based on your credit worthiness.

** 0% Introductory APR balance transfer rate for transfers made within 60 days of the account opening. The promotional rate of 0% APR will remain for 12 months from each qualifying balance transfer transaction. There is a balance transfer fee of either $12.00 or 2% of the amount of each transfer, whichever is greater. Balance transfers from other Provident Credit Union accounts do not qualify for the 0% Introductory APR. Balance transfers conducted after account opening will minimize the period of the introductory rate. E.g, if the transfer takes place a month after account opening, the promotional rate will only be for eleven (11) billing cycles. Balance transfers are made available at our discretion. All balance transfers are subject to the standard balance transfer APR after the introductory period. Introductory rate only applies to new account holders and excludes transfers from other Provident accounts. If you default under your card agreement, you may lose any promotional APR on the balance transfer.

*** Based on ending balance of $25,000. Dividend rate and amount can vary by balances. Other restrictions apply. See Super Reward Checking for more details.